사진 확대 Although services that issue credit cards when coins are deposited are rapidly spreading in Korea, financial authorities are not even aware of the situation, so it is urgent to improve the system. According to the virtual asset industry on the 21st, if you deposit stablecoins such as USDT of Tether and USDC of Circle, or virtual currencies such as Bitcoin and Ethereum, you can use them freely anywhere in the world and the issuance process is simple. A LidotPay user said, "We have turned some of the invested coins into stablecoins, and it is an advantage that we can use them to consume them."

According to Samjeong KPMG, there are 3 million users of Lidot Pay worldwide. LiDOT Pay is a company headquartered in Hong Kong and issues a card when you put virtual assets in it. You can use it anywhere you can pay with Visa, Apple Pay, and Google Pay.

The card issuance fee is $10 if you receive it with an Apple Pay card and $100 for a physical card. It takes about two weeks to ship to Korea. The problem is that since the issuance of Lidot Pay is entirely made with virtual assets as collateral, it does not consider nationality, status, or creditworthiness.

In addition, it is difficult for Korean financial authorities to grasp the details of the use of stablecoins after they were leaked overseas. Shin Sang-hee, a senior researcher at Hana Financial Research Institute, said, "The U.S., the European Union (EU), and Japan are preparing a regulatory system for stablecoins," adding, "In order to protect users and foster related industries soundly, Korea also urgently needs to resolve the regulatory gap."